Privacy Policy

Last updated: October 2026.

1. Introduction

Welcome to khaya.money, operated by Foundry One Ventures ("we," "us," or "our"). We are committed to protecting your privacy and ensuring that your personal information is collected and used properly, lawfully, and transparently in accordance with the Protection of Personal Information Act, No 4 of 2013 ("POPIA").

2. Information We Collect

We collect and process your personal information mainly to provide you with access to our services, to help us improve our offerings, and for other purposes as explained below.

  • Account Data: Name, email address, phone number.
  • Financial Data: Account balances and transactions imported through truID when you connect a bank, together with manually entered records and imported statements. Khaya does not store your internet banking password.
  • Profile and Verification Data: Financial and household details you provide, and identity details needed for bank linking.
  • Device Data: IP address, browser type, operating system.

3. How We Use Your Information

We use your personal information only for the purposes for which it was collected and agreed with you, for example:

  • To provide our budgeting and analytics services.
  • To flag recorded transaction patterns for your review. Khaya does not block payments or contact your bank about a dispute.
  • To communicate with you regarding your account or updates to our service.

4. Data Sharing and Transfer

We will not sell your personal information to third parties. We use service providers to host Khaya, process subscription payments through PayFast, deliver account emails, and import bank data through truID when you link an account. These services receive the information needed for those functions. Subscription checkout is separate from read-only bank linking.

5. Your Rights

You have the right to request a copy of the personal information we hold about you. You also have the right to ask us to update, correct, or delete your personal information.

6. Contact Us

If you have any questions about this Privacy Policy, please contact our Information Officer at privacy@khaya.money.